Last updated: November 8, 2025

1. Acceptance of Terms

By accessing and using IpotekaHub, you accept and agree to be bound by the terms and provisions of this agreement.

2. Use of Service

You agree to use IpotekaHub only for lawful purposes and in accordance with these Terms of Service.

3. User Accounts

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

4. Property Listings

Sellers are responsible for the accuracy of property information. IpotekaHub is not responsible for the accuracy, completeness, or legality of property listings.

5. Mortgage Applications

Mortgage applications are subject to approval by our partner banks. IpotekaHub does not guarantee approval or specific terms.

6. Limitation of Liability

IpotekaHub shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of modified terms.

8. Contact Information

For questions about these Terms, contact us at:
Telegram: @ipotekahubbot